Benefit Plan Information
CICV Benefit Consortium General Information
Bridgewater College is a member of the Council on Independent Colleges in Virginia (CICV) Benefits Consortium which launched a self-insured health benefits program for 12 member schools on January 1, 2010. By joining forces, the members have achieved strategic health care goals and market advantages envisioned by the founders more than 9 years ago. At a time when many employers continue to struggle with the quality and affordability of medical programs, this alliance has successfully partnered with our insurance carriers to:
- Improve overall plan options
- Decrease cost volatility
- Generate cost savings
- Enhance customer service, and
- Establish long-term predictability for our health care programs
From inception, the overall renewal increases have been lower than general market trends and we are pleased to report that as a group, our 2013 renewal reflects our best plan performance to date. Regardless of individual claims experience, all members have been well-served by Consortium membership. Those with favorable experience have realized cost savings and those with less favorable experience have been helped by blending their results with a much larger group. As individual experience varies from year to year, our members will benefit from the "leverage" of the larger group –when they most need it. The ongoing success of the CICV Benefits Consortium is further demonstrated by the addition of group Dental and Vision programs in 2012. Details regarding all of our plans are provided in the documents below.
Open Enrollment
Open Enrollment Information Summary
Health Plan Documents
Autism Spectrum Disorder Information
Plan 1 Summary of Benefits and Coverage (SBC)
Plan 6 Summary of Benefits and Coverage (SBC)
Dental Plan Documents
Delta Dental Employee Brochure
Delta Dental Smile Information
Dental High Prevention First EOC
Vision Plan Documents
Anthem Vision Care Group Policy
Life and Long Term Disability Insurance
Group Life Insurance Plan Summary
Group Long Term Disability Plan Summary
Voluntary Life Highlight Sheet
Flex and HRA Information
Cafeteria Plan HIPPA Privacy Notice
Cafeteria Plan SMM for OTC Drugs
Cafeteria Plan Summary Plan Description
Retirement Plan Documents
Retirement Plan Enrollment Instructions - TCM
Retirement Plan Enrollment Instructions - SRA
Summary Plan Descriptions
Summary Annual Reports
Welfare Plan Summary Annual Report
