Human Resources Retirement Resources
Bridgewater College offers a Retirement Savings Plan through TIAA-CREF to all full-time employees. The College contributes three percent of annual salary and will also match the employee’s contribution up to an additional three percent of annual salary. Employee contributions in excess of three percent may be contributed to TIAA-CREF’s Group Supplemental Retirement Account (GSRA).
Retirement Limits for 2012
|401k/403b/457 Deferral Limit||$17,000|
|401k/403b/457 Catch Up Limit (Age 50+)||$5,500|
How to Enroll
All eligible employees must enroll online. Use the links below for step-by-step instructions.
Participant Fee and Service Disclosures
Advice and Planning
Personalized, Objective Advice
Get your retirement planning on track and keep it there - at no added cost. Please see informational web seminars below which can help you start the process.
TIAA-CREF’s financial education web seminars provide a convenient alternative for those who cannot or do not want to attend a live seminar.
Use the links below to view pre-recorded web seminars.
For New Employees
For Employees With 10 or More Years Before Retirement
For Employees Approaching Retirement
- Ready, Set, Retire! Five to 10 Years Away from Retirement
- Retirement Countdown: One Year Until Retirement
Market Volatility Series
Tools and Calculators
Planning Tools and Calculators
TIAA-CREF offers a variety of calculators and tools to plan for your financial goals.
TIAA-CREF’s “how to” web video series offers simple straightforward steps to making your money work harder for you. The videos offer practical tips on how to improve your savings including how to get started, how to get the most from your employer’s retirement plan and how not to run out of money in retirement.
Use the links below to view web videos.
- How to Find Money to Save
Reivews steps you can take to increase your savings rate.
- How to Build a Diversified Portfolio
Reviews the basics for building a portfolio that can weather the ups and downs of the market over the long term.
- How to Get the Most From Your Employer's Retirement Plan
Reviews the steps you can take to improve savings by taking advantage of your employer-sponsored savings plan.
- How to Prepare for a Financial Advice Session
Reviews what you need to get the most from an advice session.
- How to Not Run Out of Money In Retirement
Reviews the steps to take to build a guaranteed income stream for life.
- How to Plan for Your Financial Future
Reviews the basics for getting started.
- How to Roll Over Funds into an IRA
Reviews the steps you can take to roll over funds from old retirement plans into a single IRA.