Human Resources Retirement Resources

Bridgewater College offers a Retirement Savings Plan through TIAA-CREF to all full-time employees. The College contributes three percent of annual salary and will also match the employee’s contribution up to an additional three percent of annual salary. Employee contributions in excess of three percent may be contributed to TIAA-CREF’s Group Supplemental Retirement Account (GSRA).

Retirement Limits for 2012

How to Enroll

All eligible employees must enroll online. Use the links below for step-by-step instructions.

• TIAA Matched plan
• TIAA Supplemental Retirement Plan

Participant Fee and Service Disclosures

• Summary of Plan Services and Costs
• Investment Options Comparative Chart

Advice and Planning

Personalized, Objective Advice
Get your retirement planning on track and keep it there - at no added cost. Please see informational web seminars below which can help you start the process.

Web Seminars

TIAA-CREF’s financial education web seminars provide a convenient alternative for those who cannot or do not want to attend a live seminar.

Use the links below to view pre-recorded web seminars.

For New Employees

• Just Starting Out
• A Tax-Smart Way to Save for Retirement
• Investment Check-up

For Employees With 10 or More Years Before Retirement

• Are You On Target? Meeting Financial Challenges at Midcareer

For Employees Approaching Retirement

• Ready, Set, Retire! Five to 10 Years Away from Retirement
• Retirement Countdown: One Year Until Retirement

Market Volatility Series

• Staying on Track in a Volatile Market
• How Strength and Stability Can Benefit You

Tools and Calculators

Planning Tools and Calculators
TIAA-CREF offers a variety of calculators and tools to plan for your financial goals.

Videos

TIAA-CREF’s “how to” web video series offers simple straightforward steps to making your money work harder for you. The videos offer practical tips on how to improve your savings including how to get started, how to get the most from your employer’s retirement plan and how not to run out of money in retirement.

Use the links below to view web videos.

• How to Find Money to Save
  Reivews steps you can take to increase your savings rate.
• How to Build a Diversified Portfolio
  Reviews the basics for building a portfolio that can weather the ups and downs of the market over the long term.
• How to Get the Most From Your Employer's Retirement Plan
  Reviews the steps you can take to improve savings by taking advantage of your employer-sponsored savings plan.
• How to Prepare for a Financial Advice Session
  Reviews what you need to get the most from an advice session.
• How to Not Run Out of Money In Retirement
  Reviews the steps to take to build a guaranteed income stream for life.
• How to Plan for Your Financial Future
  Reviews the basics for getting started.
• How to Roll Over Funds into an IRA
  Reviews the steps you can take to roll over funds from old retirement plans into a single IRA.