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Benefits of Employment

Bridgewater College currently provides its employees with a comprehensive range of benefits, including a generous paid time off (PTO) policy, 403(b) retirement plan, health and dental benefits, life insurance, disability benefits, employee assistance plan (EAP) and paid holidays.

All full-time and eligible part-time employees are eligible to participate in the health insurance programs offered by Bridgewater College as long as they enroll in accordance with the IRS guidelines. The allocation of funding between the College and the employee for health and dental benefits is determined by the College based on employment status.

The College currently offers a Flexible Spending Account, which is administered through a third party administrator. An FSA (also known as a Section 125 Plan or Cafeteria Plan) gives preferential tax treatment to three types of expenses currently paid “out-of-pocket” by employees: insurance premiums, childcare and medical/dental/vision care.

The retirement program for full-time employees is provided and administered through the Teachers Insurance and Annuity Association (TIAA).

Employees who are hired to work more than 1,000 hours per year are enrolled in the College’s retirement plan on the employee’s date of hire. The College contributes a designated amount to each employee’s retirement plan. Employees may voluntarily contribute to their 403(b) account on a pre-tax and/or post-tax basis.

All full-time employees are eligible to participate in any life insurance programs offered by Bridgewater College. The College’s current basic life and accidental death and dismemberment insurance plans provide life insurance coverage in the amount of $50,000. A voluntary life insurance plan is also available to employees who choose to participate.

Short-term disability pay is a payroll practice of the College. It is not funded through insurance or contributions to a separate trust or fund and entitlement to it ends with an employee’s termination of employment.

The College provides long-term disability insurance for full-time employees, beginning the first day of the month after they have reached their one-year anniversary. The College covers the total cost of the premiums for this benefit. The current benefit provides 60% of the employee’s pre-disability wage, with a maximum monthly benefit of $4,000. An elimination period of 90 consecutive day(s) of any one period of disability must be satisfied before an employee is eligible for this benefit.

The BC Employee Assistance Program, administered by Anthem, is a confidential service available to employees and household members, at no cost to the employee. Resources include: face-to-face counseling, crisis consultation and more. Visit the EAP website for more information. Virtual therapy options to include TalkSpace.

Employees and family members of full-time employees enjoy free access to the Funkhouser Wellness Center, sporting events, Nininger pool and the library.